M&T Bank
1-877-711-5074
Get the credit you deserve while
running the business you love.
Whether you’re just looking for a great rate or want valuable rewards,
too, M&T Business Credit Cards have you covered. Enjoy the perks
you expect, like convenient digital payment options. And get the
peace of mind you need with our fraud detection services.
Prefer to apply by phone?
Please contact Customer Service for assistance at 877-711-5074.
Two hardworking cards.
One that's perfect for your business.
M&T Business
Credit Card
Save with 0% Introductory APR and No Annual Fee
After the first 12 billing cycles, variable APR between 11.99 and 18.99%1
  • Add employee cards at no additional cost and manage spend limits
  • Chip technology for global acceptance
  • M&T Assurance® for fraud prevention, detection and resolution
  • Zero liability fraud protection3
  • Make payments, transfer funds, or review account details online, on the M&T Mobile App4, at any M&T Bank ATM or at any local M&T branch
  • Conveniently pay for purchases with Apple Pay®, Google PayTM or Samsung Pay at millions of stores around the world.
  • Customize your card with your logo or other custom design5
Enjoy a 0% introductory APR on balance transfers (fee applies1) and purchases for 12 billing cycles1, with no annual fee1 and no foreign transaction fees ever. After the introductory period, your variable APR will be 11.99%–18.99%.
M&T Business Rewards
Credit Card
Enjoy unlimited 1.5% cash back on every purchase2
  • Earn 10,000 bonus points after making $500 in purchases during first 90 days2
  • Add employee cards at no additional cost and manage spend limits
  • Chip technology for global acceptance
  • M&T Assurance® for fraud prevention, detection and resolution
  • Zero liability fraud protection3
  • Make payments, transfer funds, or review account details online, on the M&T Mobile App4, at any M&T Bank ATM or at any local M&T branch
  • Conveniently pay for purchases with Apple Pay®, Google PayTM or Samsung Pay at millions of stores around the world.
  • Customize your card with your logo or other custom design5
Enjoy a 0% introductory APR on balance transfers (fee applies1) and purchases for 12 billing cycles1, with no annual fee1 and no foreign transaction fees ever. After the introductory period, your variable APR will be 13.99%–20.99%.