M&T Insurance Agency, Inc.
preparing for the unexpected is more important

Preparing for the

unexpected is important.

Safeguard the assets, employees and
reputation 
of your business.
Let's Talk
We Listen.
We Customize.
We Care.
To protect a business, you need to understand it from all sides. That’s why our goal is to know your organization as well as you do, and create a plan that offers the unique coverage, benefits and support it needs to thrive.

Why M&T Insurance Agency is right for your business.

We help businesses mitigate risk and focus on future prosperity. Our experienced team is ready to listen to your needs and provide sound, efficient solutions.

customized solutions

CUSTOMIZED SOLUTIONS

As a broker, we will work with you to create tailored coverage and benefit solutions from leading insurance companies.

comprehensive process

COMPREHENSIVE PROCESS

Our comprehensive risk management review is designed to prepare your business for whatever the future holds.

experienced professionals

EXPERIENCED PROFESSIONALS

You'll receive personal attention from experienced and knowledgeable risk management professionals based in your community.

OUR SOLUTIONS

Tailored to your needs.

We have relationships with leading insurance carriers, giving our clients access to a comprehensive range of coverage options.

Property & Casualty Insurance

Put our considerable knowledge and expertise to work for you, and receive a true top-to-bottom insurance solution.
  • Access to major insurance companies and specialty markets
  • In-house risk control team to manage loss prevention tactics
  • Recommendations from in-house claims management team
“We work in an agile way with our clients. What that means is we put together multidisciplinary teams that we can apply to whatever that client’s unique profile is.”

Kyle Samuel
M&T INSURANCE PRESIDENT 

Group 
Benefits

Benefit from tailored solutions designed to meet the needs of both your organization and your employees.
  • Claims funding analytics and underwriting services
  • Access to M&T Private Health Insurance Exchange and HSAs
  • Wellness planning and program implementation
“We use data analytics to make sound recommendations. And our job as consultants is to give our clients the confidence to make sometimes very tough decisions.”

Michael Conroy
DIRECTOR OF GROUP BENEFITS

Captive Solutions & Surety Bonds

Consult with our experienced team on innovative products that can help your business cap costs and transfer liability.
  • Complete financial analysis, including indemnity guarantees
  • Review of joint ventures and construction contracts
  • Competitive rates and terms
“Our approach to our clients is a little different than other insurance agencies out there. We ask a lot of questions, and then we listen.”

Bart Kreese
WNY MARKET LEADER

Risk Management Services

Turn to our experienced insurance professionals for full-service solutions including loss control and claims management.
  • Claims service installation, including customer service specifications
  • Strategic claims reviews
  • Complex claims consultation and coverage dispute advocacy
“When we can save an employer money, and help them put together the best solution for them, that’s another job they can put that money toward, that’s another innovation they can put that money toward.”

Elizabeth Meyer
GROUP BENEFITS MANAGER

our process

OUR PROCESS

Understanding all sides of your business.

We listen. We customize. We care.

DISCOVER

We work to understand your business at every level, from your properties to your employment practices. We'll assess your current insurance coverage - and your insurers themselves - to ensure all risks are being considered.

ADVISE

Once we've defined your liabilities, we'll work with vendors to identify cost-effective insurance solutions that offer the protection and benefits based on your company needs. Our team will meet with you personally to present options and make a recommendation.

IMPLEMENT

We will help your organization implement, manage and track the insurance solutions you've selected. As your business evolves over time, we'll help you adjust your coverage to protect against any new risks.

OUR PEOPLE

Positioned for your success.

Our deep roots in the communities where we operate provide us the insight and familiarity to understand and appreciate your business.  Backed by the strength of M&T Bank’s more than 160 years of experience meeting the financial needs of clients, we are committed to protecting what’s most important to your business.

 

Kyle Samuel

Senior Vice President & M&T Insurance Agency President

 

(202) 661-7207

ksamuel@mtb.com


Jeffery Batt

Cyber Insurance Practice Leader


(202) 661-7209

jbatt@mtb.com

 

John Rumschik

Vice Chairman

 

(716) 651-4240

jrumschik@mtb.com

 

Milt Willey

Market Leader - Mid Atlantic

 

(301) 634-3965

mwilley@mtb.com

 

Mike Conroy

Group Benefits Director

 

(716) 651-4854

mconroy@mtb.com

 

Bart Kresse

Market Leader - Buffalo

 

(716) 651-4785

bkresse@mtb.com

 

Nick Napolitano

Market Leader - Rochester

 

(585) 258-8387

nnapolitano@mtb.com

 

Ray Suatoni

Market Leader - Syracuse

 

(315) 424-5111

rsuatoni@mtb.com

OUR LOCATIONS

National reach with a personal touch.

We are licensed in all 50 states, with 13 branches in the northeast.

Representative


Kyle Samuel


Senior Vice President & M&T Insurance Agency President


All Markets


You can't predict the future.
But we can help you prepare for it.

Take control today with M&T Insurance Agency.