Pause

M&T Money Smart™

Your All-in-One Tool for Financial Management

M&T Money Smart™ is the new enhancement to our online banking experience to help you plan for a better future on your own time.

Not enrolled in online banking?

Get started today to access the M&T Mobile App

Not enrolled in online banking?

Get started today to access the M&T Mobile App

icon1

Combine Accounts

Save time. Combine external non-M&T financial accounts with your M&T account(s) to view them in one place.

icon1

Combine Accounts

Save time. Combine external non-M&T financial accounts with your M&T account(s) to view them in one place.

Combine Accounts via Laptop or Mobile Device
Dollar icon

View Spending

See where every dollar is going. Track spending at-a-glance so you can create a budget and stick with it.

View Spending via mobile device
Dollar icon

View Spending

See where every dollar is going. Track spending at-a-glance so you can create a budget and stick with it.

icon2

Debt Payoff Forecasting

The future looks bright. Forecast debt payoffs, and pay it off sooner than you thought possible.

icon2

Debt Payoff Forecasting

The future looks bright. Forecast debt payoffs, and pay it off sooner than you thought possible.

Debt Payoff Forecasting from your desktop computer
icon3

Budget and plan for a better future on your own time

Put your finances at your fingertips, and be prepared for any situation – like that well-deserved trip.

Budget from your mobile device
icon3

Budget and plan for a better future on your own time

Put your finances at your fingertips, and be prepared for any situation – like that well-deserved trip.

Not enrolled in online banking?

Get started today to access the M&T Mobile App

Not enrolled in online banking?

Get started today to access the M&T Mobile App

COMBINE ACCOUNTS

COMBINE ACCOUNTS

VIEW SPENDING

VIEW SPENDING

PAY OFF DEBT

PAY OFF DEBT

MANAGE BUDGETS

MANAGE BUDGETS