M&T Associates Conversing

Let's build something 

meaningful together.

We create commercial real estate financing solutions that meet your needs because we take the time to understand your business. From our first meeting through closing, and beyond, we're focused on you.

We create commercial real estate financing solutions that meet your needs because we take the time to understand your business. From our first meeting through closing, and beyond, we're focused on you.
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The M&T Realty Capital Corporation advantage.

M&T Realty Corporation® is a full service mortgage banking company that specializes in providing competitive financing nationwide for commercial properties.

Our goal is to deliver the commercial debt financing that meets your needs, while providing consistent, high-quality service throughout the lending process and beyond.

 Loan Programs

  • Fannie Mae Multifamily
  • Freddie Mae Multifamily
  • FHA / HUD
  • Life Company
  • CMBS
  • Small Loans
  • Fannie Mae Multifamily
  • Freddie Mae Multifamily
  • FHA/HUD
  • Life Company
  • CMBS
  • Small Loans

SERVICE IS IMPORTANT

Michael Berman, President & CEO,

M&T Realty Capital Corporation

Contact us today to find out how we can help finance your next deal.

Frequently asked questions.

What types of properties can you finance?

  • Multifamily properties, including affordable, seniors, and student housing
  • Office, retail, industrial, self-storage, and hotel properties
  • Skilled nursing and healthcare facilities

What are typical parameters for the loan programs offered?

  • Multifamily: Minimum loan size of $1 million, maximum LTV of 75-80%, minimum DSCR of 1.25x. Typically, 5-30 year loan terms are available (dependent on loan program), with a 30-year amortization. Interest-only and early rate lock options are typically available.
  • Commercial real estate: Minimum loan size of $3 million, maximum LTV up to 70% for most property types, minimum DSCR of 1.20-1.40x. Typically, 10-year fixed-rate loan terms with 25- to 30-year amortization, although both shorter and longer terms are available. Interest-only and early rate lock options are typically available.
  • Healthcare/skilled nursing: Minimum loan size of $1 million, maximum LTC/LTV up to 85%, minimum DSCR of 1.176x. Loan terms vary between 30-40 years, fully amortizing, and offer low fixed interest rates.

How can I get in touch with a loan originator?

  • Request a loan quote – we will follow up within 48 hours.
  • Call 1-800-737-2344 and follow the prompts for Origination.
  • Find a loan originator on our website.

Receive financing options.

Complete the short form below to have one of our loan originators contact you.

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Understanding what's important.

No matter the size of your firm, we have the products, services and solutions to help your business succeed.