Let's build something
meaningful together.
We create commercial real estate financing solutions that meet your needs because we take the time to understand your business. From our first meeting through closing, and beyond, we're focused on you.
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The M&T Realty Capital Corporation advantage.
M&T Realty Corporation® is a full service mortgage banking company that specializes in providing competitive financing nationwide for commercial properties.
Our goal is to deliver the commercial debt financing that meets your needs, while providing consistent, high-quality service throughout the lending process and beyond.
Loan Programs
- Fannie Mae Multifamily
- Freddie Mac Multifamily
- FHA / HUD
- Life Company
- CMBS
- Small Loans
- Fannie Mae Multifamily
- Freddie Mac Multifamily
- FHA/HUD
- Life Company
- CMBS
- Small Loans
SERVICE IS IMPORTANT
Michael Berman, President & CEO,
M&T Realty Capital Corporation
Contact us today to find out how we can help finance your next deal.
Frequently asked questions
What types of properties can you finance?
- Multifamily properties, including affordable, seniors, and student housing
- Office, retail, industrial, self-storage, and hotel properties
- Skilled nursing and healthcare facilities
What are typical parameters for the loan programs offered?
- Multifamily: Minimum loan size of $1 million, maximum LTV of 75-80%, minimum DSCR of 1.25x. Typically, 5-30 year loan terms are available (dependent on loan program), with a 30-year amortization. Interest-only and early rate lock options are typically available.
- Commercial real estate: Minimum loan size of $3 million, maximum LTV up to 70% for most property types, minimum DSCR of 1.20-1.40x. Typically, 10-year fixed-rate loan terms with 25- to 30-year amortization, although both shorter and longer terms are available. Interest-only and early rate lock options are typically available.
- Healthcare/skilled nursing: Minimum loan size of $1 million, maximum LTC/LTV up to 85%, minimum DSCR of 1.176x. Loan terms vary between 30-40 years, fully amortizing, and offer low fixed interest rates.
How can I get in touch with a loan originator?
- Request a loan quote - we will follow up in 48 hours.
- Call 1-800-737-2344 and follow the prompts for origination.
- Find a loan originator on our website.
Understanding what's important.
No matter the size of your firm, we have the products, services and solutions to help your business succeed.
All loans and all terms referenced herein are subject to receipt of a complete application, credit approval and other conditions.
Based on 2019 origination data provided by the U.S. Department of Housing and Urban Development (fiscal year ended 9/30/19) and by Fannie Mae Multifamily (fiscal year ended 12/31/19).
©2020 M&T Realty Capital Corporation. Member FDIC. NMLS# 1024366. M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. All rights reserved.