• New From Banking Built for Business®

    Get up to $500

    With M&T Tailored Business Checking, you select the features your business needs so you can save time and money. Plus you'll earn a cash bonus of up to $500 when you open a Tailored Business Checking account, and link it with a new M&T Bank Merchant Services® account and meet the promotion requirements below.*

    * HOW TO EARN YOUR $500 CASH BONUS

    Step 1

    Share your information, so we can email you an offer coupon. Bring it with you to a local M&T branch to open your account.

    Step 2

    Get $300 when you open your Tailored Business Checking account and have an average ledger balance of at least $5,000 for the third full calendar month after account opening.1

    Step 3

    Get an extra $200 when you open a Merchant Services account and make a qualifying deposit into your new Tailored Checking account.2

    Combine M&T Tailored Business Checking with M&T Bank Merchant Services® to Earn

    $300

    when you open a Tailored Business Checking
    account and meet the requirements below.1

    $200

    when you open a Merchant Services
    account and meet the requirements below.2

    Combine M&T Tailored Business Checking with M&T Bank Merchant Services® to Earn

    $300

    when you open a Tailored Business Checking account and meet the requirements below.1

    $200

    when you open a Merchant Services account and meet the requirements below.2

    Choose account options that fit the way you do business

    Having options is important. That's why we've created Tailored Business Checking. With multiple ways to waive your monthly maintenance fee, and added benefits with each product option you link, this checking account helps your business bank better.

    Link one or more of the options below to your Tailored Business Checking account to enjoy even more savings and benefits including waived maintenance fees.

    MERCHANT SERVICES3

    Accept payments from your customers however and whenever you need, gain fast access to funds and many more benefits.

    • One low monthly fee of $9.95 includes: system access fee, annual fee, batch fees waived and more
    • An annual savings of more than $500
    Learn More

    BUSINESS REWARDS CREDIT CARD4

    Earn unlimited 1.5% cash back on every purchase.

    • Get a $100 cash bonus when you spend $500 in the first three months
    • $0 transfer fee when linked for overdraft protection5
    Learn More

    BUSINESS SAVINGS ACCOUNTS

    Grow your savings with competitive rates.

    • No charge for overdraft transfers5
    Learn More

    Bring your monthly maintenance fee to $06

    You can waive your $20 monthly maintenance fee by meeting at least one of the following requirements.

    Maintain $10,000 monthly Average Ledger Balance7

    Maintain $25,000 Average Ledger Balance between checking & savings8

    Make $2,000 in purchases on a linked M&T Business Credit Card9

    M&T Bank Merchant Services account proceeds deposited10

    Why Tailored Business Checking is right for your business

    Get all the features you need, and none of those you don't. It's simply a smarter way to do business.

    Savings

    Pay no maintenance fee for three months. After that, we offer several ways to waive the fee.

    Convenience

    Bank anywhere 24/7 through M&T Online and Mobile Banking for Business with Mobile Check Deposit.11,12

    Flexibility

    Add features that are the most fitting for your business - and save on fees with each feature you add.

    Why Tailored Business Checking is right for your business

    Get all the features you need, and none of those you don't. It's simply a smarter way to do business.

    SAVINGS

    Pay no maintenance fee for three months. After that, we offer several ways to waive the fee.

    CONVENIENCE

    Bank anywhere 24/7 through M&T Online and Mobile Banking for Business with Mobile Check Deposit11,12.

    FLEXIBILITY

    Add features that are the most fitting for your business - and save on fees with each feature you add.

    All checking accounts feature

    M&T CUSTOM DEBIT CARD WITH CHIP SECURITY
    Comes with chip technology for added security, and an option to customize your card with a photo at no cost.
    M&T ONLINE & MOBILE BANKING11,12
    Check your balance, pay bills, deposit checks, transfer funds, and much more.
    MOBILE CHECK DEPOSIT & DIGITAL WALLETS11,12
    Deposit checks conveniently and manage your M&T debit card purchases right from your phone.
    ACCESS TO M&T BANK BRANCHES & ATMS
    With over 750 branches and 1,800 M&T Bank ATMs, you have convenient access to your account.
    24 HOUR AUTOMATED BANKING BY PHONE
    Call us anytime to check your balance or make a transaction.
    M&T CUSTOM DEBIT CARD WITH CHIP SECURITY
    Comes with chip technology for added security, and an option to customize your card with a photo at no cost.
    M&T ONLINE & MOBILE BANKING11,12
    Check your balance, pay bills, deposit checks, transfer funds, get alerts, and much more.
    MOBILE CHECK DEPOSIT & DIGITAL WALLETS11,12
    Deposit checks conveniently and manage your M&T debit card purchases right from your phone.
    ACCESS TO M&T BANK BRANCHES & ATMS
    With over 750 branches and 1,800 M&T Bank ATMs, you have convenient access to your account.
    24 HOUR AUTOMATED BANKING BY PHONE
    Call us anytime to check your balance or make a transaction.

    This is Banking Built for Business®

    Whether you're part of a small startup or a well-established firm, organization or enterprise, we have the products, services, and solutions to help your business succeed.