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M&T Associates Conversing

We make commercial banking 


So you can focus on moving your business forward.
So you can focus on moving your business forward.
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We understand what's important to commercial business.

It takes time and resources to make the right financial decisions for your business. That's why you need a commercial banking partner you can trust. At M&T, we're committed to understanding your company, community and industry. It's how we offer guidance and solutions that work for you.

"M&T has been a great business partner for us."

John L. Schetrone Jr.

President and CEO, Vision Technologies

Nationally recognized, at your service.

As a commercial customer at M&T, you'll have access to the experience and resources of one of the top-performing regional banks in the nation with the personal service of a community lender.

People Walking
Top 10 SBA Lender Nationally

U.S. Small Business Administration's 7(a) lending program1

Greenwich Associates 2018 Excellence

Greenwich Associates Small Business Banking Excellence Award2


Middle Market Banking Provider Barlow Research

Committed to supporting your business.

We offer a full range of banking solutions across industries, from CRE financing and merchant services to investment banking and treasury management. Whatever your company needs, we're ready to help.


Whether you're just starting out or planning ahead, we will put our experience to work for you.


The healthcare industry is changing, and our bankers can keep you on the leading edge.

Real Estate

We finance a range of property types and provide a central resource for our clients.


As the industry continues to expand, we offer the experience and expertise to support your unique needs.


Our experienced team and comprehensive solutions can help you build on your dealership's success.

Proud to be a part of your community.

Select your region below to find a representative near you.





Two dedicated advisors, one focus: you.

We take a comprehensive approach to supporting your organization. Your two dedicated advisors will take the time to understand your entire financial picture, and connect you with the right specialists to meet any of your business or lending needs.

Meet your team.

Relationship Manager

Strategic Partner

Your Relationship Manager will consider your entire financial landscape and recommend solutions for all of your business and lending needs.

Relationship Liaison

Day-To-Day Contact

Your Relationship Liaison will save you time by answering questions, resolving account inquiries and connecting you with the right solutions.

M&T Business Advisors
94% Client Satisfaction3

Commercial clients view M&T as a bank they can always trust.

M&T Business Advisors

Trusted by leading businesses.

We're the commercial banking partner of leading business in your region and beyond.

Capitol Petroleum Group, LLC

Senior Secured Credit Facilities

Online Consulting, Inc.

Merchant Services


Senior Secured Credit Facilities

Hazmat Environmental Group, Inc.

Dealer Commercial Services

Lazydays RV Center

Dealer Commercial Services

We're ready to position your business for success.

Complete the short form below to have one of our bankers contact you.