Ready to take the next step?

We make commercial banking

convenient.

So you can focus on moving your business forward.

We understand what's important to commercial business.

It takes time and resources to make the right financial decisions for your business. That's why you need a commercial banking partner you can trust. At M&T, we're committed to understanding your company, community and industry. It's how we offer guidance and solutions that work for you.

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"M&T has been a great business partner for us."

John L. Schetrone Jr.

President and CEO, Vision Technologies

Nationally recognized, at your service.

As a commercial customer at M&T, you'll have access to the experience and resources of one of the top-performing regional banks in the nation with the personal service of a community lender.

U.S. Small Business Administration's 7(a) lending program¹

Greenwich Associates Small Business Banking Excellence Award²

Middle Market Banking Provider Barlow Research

Committed to supporting your business.

We offer a full range of banking solutions across industries, from CRE financing and merchant services to investment banking and treasury management. Whatever your company needs, we're ready to help.

Middle
Market

Whether you're just starting out or planning ahead, we will put our experience to work for you.

Healthcare
Banking

The healthcare industry is changing, and our bankers can keep you on the leading edge.

Commercial
Real Estate

We finance a range of property types and provide a central resource for our clients.

Renewable
Energy

As the industry continues to expand, we offer the experience and expertise to support your unique needs.

Dealer
Commercial
Services

Our experienced team and comprehensive solutions can help you build on your dealership's success.

Proud to be a part of your community.

Select your region below to find a representative near you.

Representative

Two dedicated advisors, one focus: you.

We take a comprehensive approach to supporting your organization. Your two dedicated advisors will take the time to understand your entire financial picture, and connect you with the right specialists to meet any of your business or lending needs.

Meet your team.

Relationship Manager

Strategic Partner

Your Relationship Manager will consider your entire financial landscape and recommend solutions for all of your business and lending needs.

Relationship Liaison

Day-To-Day Contact

Your Relationship Liaison will save you time by answering questions, resolving account inquiries and connecting you with the right solutions.

94% Client Satisfaction³

Commercial clients view M&T as a bank they can always trust.

Trusted by leading businesses.

We're the commercial banking partner of leading business in your region and beyond.

Capitol Petroleum Group, LLC

Senior Secured Credit Facilities

Online Consulting, Inc.

Merchant Services

Sonneman

Senior Secured Credit Facilities

Hazmat Environmental Group, Inc.

Dealer Commercial Services

Lazydays RV Center

Dealer Commercial Services

We're ready to position your business for success.

Complete the short form below to have one of our bankers contact you.

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Tell us more about your commercial banking needs.

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1. According to statistics released by the Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the fiscal year ending 9/30/18.
2. Based on Greenwich Associates 2018 Small Business Banking Excellence Awards.
3. Greenwich Associates Survey, as of December 31, 2015
All products and services are subject to eligibility and restrictions may apply.

All loans, lines of credit and all terms referenced herein are subject to receipt of a complete M&T application, credit approval and other conditions. Terms offered are available for business purpose loans only, but are not available for refinancing or consolidating existing M&T credit. Loans may be subject to commitment and prepayment fees, as applicable. Borrower is responsible for any appraisal, environmental assessment, title insurance, and bank attorney fees that may apply. Other terms, conditions, fees and restrictions may apply.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.