M&T Insurance Agency, Inc.
preparing for the unexpected is more important

Preparing for the

unexpected is important.

Safeguard the assets, employees and
reputation 
of your business.
Let's Talk
We Listen.
We Customize.
We Care.
To protect a business, you need to understand it from all sides. That’s why our goal is to know your organization as well as you do, and create a plan that offers the unique coverage, benefits and support it needs to thrive.

Why M&T Insurance Agency is right for your business.

We help businesses mitigate risk and focus on future prosperity. Our experienced team is ready to listen to your needs and provide sound, efficient solutions.

customized solutions

CUSTOMIZED SOLUTIONS

As your broker, we will work with you to create tailored coverage and benefit solutions from leading insurance companies.

comprehensive process

COMPREHENSIVE PROCESS

Our comprehensive risk management review is designed to prepare your business for whatever the future holds.

experienced professionals

EXPERIENCED PROFESSIONALS

You'll receive personal attention from experienced and knowledgeable risk management professionals based in your community.

OUR SOLUTIONS

Tailored to your needs.

We Listen. We Customize. We Care.

Our experienced professionals work closely with you to identify the unique needs of your business, then create and implement a customized solution through our network of leading carriers.


PROPERTY & CASUALTY
Let us use our knowledge and experience to help build a top-to-bottom insurance program that covers all your needs.
  • Comprehensive property and casualty programs
  • Access to major insurance companies and specialty markets
  • In-house risk control team to manage loss prevention tactics
Learn More
“We work in an agile way with our clients. What that means is we put together multidisciplinary teams that we can apply to whatever that client’s unique profile is.”

Kyle Samuel
PRESIDENT 


GROUP BENEFITS
Benefit from tailored solutions designed to meet the needs of both your organization and your employees.
  • Fully insured and self-funded benefits programs
  • Total program analytics and underwriting services
  • Targeted communication solutions to drive population wellness
Learn More
“We use data analytics to make sound recommendations. And our job as consultants is to give our clients the confidence to make sometimes very tough decisions.”

Michael Conroy
DIRECTOR OF GROUP BENEFITS


CAPTIVE SOLUTIONS
Consult with our experienced team on innovative products that can help your business cap costs and transfer liability.
  • Implementation of Captive Programs designed to retain risk
  • Traditionally used for Workers Compensation, General Liability, Auto Liability and physical damage
  • Ongoing review and analysis of programs
Learn More
“Our approach to our clients is a little different than other insurance agencies out there. We ask a lot of questions, and then we listen.”

Bart Kreese
WNY MARKET LEADER


SURETY BONDS
Allow our surety professionals to find creative surety solutions for your business or project.
  • Commercial and Construction Surety Bonding
  • Complete financial analysis, including indemnity guarantees
  • Competitive bond rates and terms
Learn More
“It’s about understanding what’s important to that client. We listen. We customize. We care.”

Kyle Samuel
PRESIDENT 


RISK MANAGEMENT
Turn to our experienced insurance professionals for full-service solutions including loss control and claims management.
  • Risk evaluation, analysis and benchmarking
  • Complex claims consultation and coverage dispute advocacy
  • Strategic claims reviews
Learn More
“Our goal is to get to know your business just as well as you so we know we can serve you best”

Tom Delark
MARKET LEADER - NYC METRO

our process

OUR PROCESS

Understanding all sides of your business.

DISCOVER

We work to understand your business at every level, from your real property to your employment practices. We'll assess your current insurance coverage - and your insurers themselves - to ensure all risks are being considered.

ADVISE

Once we've defined your risk management and insurance objectives, we'll work with vendors to identify cost-effective insurance solutions that offer the protection and benefits based on your company needs. Our team will meet with you personally to present options and make a recommendation.

IMPLEMENT

We will help your organization implement, manage and track the insurance solutions you've selected. As your business evolves over time, we'll help you adjust your coverage to protect against any new risks.

 

Kyle Samuel

Senior Vice President & M&T Insurance Agency President

 

(202) 661-7207

ksamuel@mtb.com


Jeffery Batt

Cyber Insurance Practice Leader


(202) 661-7209

jbatt@mtb.com

 

John Rumschik

Vice Chairman

 

(716) 651-4240

jrumschik@mtb.com

 

Milt Willey

Market Leader - Mid Atlantic

 

(301) 634-3965

mwilley@mtb.com

 

Mike Conroy

Group Benefits Director

 

(716) 651-4854

mconroy@mtb.com

 

Bart Kresse

Market Leader - Buffalo

 

(716) 651-4785

bkresse@mtb.com

 

Nick Napolitano

Market Leader - Rochester

 

(585) 258-8387

nnapolitano@mtb.com

 

Ray Suatoni

Market Leader - Syracuse

 

(315) 424-5111

rsuatoni@mtb.com

OUR LOCATIONS

National reach with a personal touch.

We are licensed in all 50 states, with 13 branches in the northeast.

OUR PEOPLE

Positioned for your success.

Our deep roots in the communities where we operate provide us the insight and familiarity to understand and appreciate your business.  Backed by the strength of M&T Bank’s more than 160 years of experience meeting the financial needs of clients, we are committed to protecting what’s most important to your business.

Representative


Kyle Samuel


Senior Vice President & M&T Insurance Agency President


All Markets


You can't predict the future.
But we can help you prepare for it.

Take control today with M&T Insurance Agency.