Fuel your business growth with custom-fit financing.

We work with you to understand your business needs today—and in the future—to offer financing packages¹ to fit your goals.

Schedule an Appointment

Business Lending Solutions

Business Financing Solutions

Take advantage of opportunities when they arise with access to M&T funding solutions.

Business Term Loans

Purchase equipment or expand your business with an M&T Business Term Loan.

Business Lines of Credit

Manage fluctuations in cash flow and access funding with a Business Access Line of Credit.

Commercial Real Estate

Get financing or refinance your business property with an Owner-Occupied Commercial Mortgage.

What Customers Are Saying

“We need personal customer service. And M&T Bank offers that.”

Kenneth Woods
President & CEO, Sylvia's Restaurant

“They understood the business, they trusted us.”

Afrim Nezaj
Owner, Afrim Sports

* Based on Coalition Greenwich 2022 Commercial Banking Study.

** According to statistics released by the Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the fiscal year ending 9/30/23.

¹ All loans, lines of credit and all terms referenced herein are subject to receipt of a complete M&T application, credit approval and other conditions. Terms offered are available for business purpose loans only, but are not available for refinancing or consolidating existing M&T credit or credit requiring an SBA loan guaranty. Loans may be subject to commitment and prepayment fees, as applicable. Borrower is responsible for any appraisal, environmental assessment, title insurance, and bank attorney fees that may apply. Other terms, conditions, fees and restrictions may apply.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.